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SumanSpeaks Independent Capital Markets & Geopolitical Intelligence · Estd 2006 Technology & Strategy · Global Data AI Isn't Replacing Businesses—It's Redefining Competitive Advantage Two years ago, the AI debate revolved around whether companies should adopt artificial intelligence. That debate is over. Today the question is no longer who uses AI, but who is actually building lasting competitive advantage from it. According to the latest global data, the answer is surprisingly few. Start with the headline gap: 88% of companies now use AI in at least one business function. Just 6% are turning that usage into a measurable, meaningful impact on their bottom line. That gap between adoption and value, not the technology itself, is the real story of this decade — and the data behind it is more precise, and more revealing, than the headlines su...
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SBI slashes retail deposit rate, may not cut lending rates soon
Now the money which ought to have gone to Bank Fixed Deposits would find its way into India Capital Market. Great News for the BULLS
The State Bank of India (SBI) has cut retail deposit rates by 25-100 basis points, following the changed policy stance of the Reserve Bank of India.
The lender may not cut lending rates in the near term as costs of deposits continue to be high, Chairman Pratip Chaudhuri said after the bank lowered its deposit rates.
Scores of private and state-owned banks, saddled with high-cost long-term deposits, narrow profit margins and the threat from a rising volume of bad debts, are hard-pressed to follow the Reserve Bank of India with a cut in lending rates.

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